Just wondering if I can still put a lein on a customers house about 6 months after job was done. Bank didnt process one of his cheques for over 2 1/2 months then they didnt notify me for another month or so - just removed his NSF payment (9,000.00) from my account. I have been trying to collect from customer to no avail.
Any advise on what I can do ???
Small Claims court. However, i would try to contact the client again. If they don't respond, the small claims court is your only option, since you cant put a lein after such a long period of time. We had an issue similar to this but when we reached out to the person they repaid their sum (albeit it was a smaller amount of money than the amount they owe you).
Best of luck.
Contact the client again and inform them that you plan to take it to court if they do not make good on the checque that was NSF. Tell them, in case they are slow thinkers, that since they have already attempted to pay it once they are only putting off the inevitable.
Then start shopping for a new bank. The service you have gotten from them is ridiculous. After that, find yourself a book-keeper to track your money and follow up on issues like this, as I assume you are likely busy trying to grow your business.
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