HVAC Permit

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Posted by: from Toronto
5/5/2008 at 10:37:39 AM

I just had a furnace installed to replace an old one. I wasnt aware that i needed a permit or else it could affect my insurance. I thought the permit was just a safe-guard and i trust the installer. But now i find out that it can affect my insurance.

Do you know if this is true?

what is involved in getting an hvac permit?

i understand i can pull a permit after the job is done.



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Date/Time5/5/2008 at 11:58:45 PM

Hi, her is a link to the City's site, I hope this will address your concerns...

Click Here

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Wayne from KGM Roofing & Home Improvement in Wilsons Beach
Date/Time5/11/2008 at 9:46:48 AM

Hey Brett,

Basically any thing you do to your home requires a permit this is to insure that the installer is licensed and a pro it covers both homeowner and installer

in some situation there are fines for not obtaining permits and yes it will affect your insurance. i have heard of companies dropping homeowners for not obtaining a permit

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Brett in Toronto
Date/Time5/11/2008 at 11:54:58 AM

Hi Wayne. I spoke with my insurance company and I asked them 3 different ways if not having a permit to change out my furnace would affect my insurance. They said it would NOT affect my insurance. They are only concerned that it was installed by a licenced contractor and that there is proof of this and that the equipment was supplied by said contractor. They said that any minor renos or upgrades do not require a permit from their standpoint. This is one of the largest insurers in canada.

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