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Mould Remediation and Pollution and Liability Insurance

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Posted by: from Ottawa
7/29/2020 at 5:44:46 AM

Since our new home is still under warranty, the builder is responsible for carrying out the repairs correcting the mold issue in our garage. It is our understanding that mold remediation should be done by qualified contractors holding valid credentials (example IICRC accreditation) and hold pollution and liability insurance.

Since the builder is hiring the contractor or technicians to carry out the mold remediation, does the homeowner have the right to request a copy of the contractor or technicians's credentials and obtain a copy of their pollution and liability insurance?

The building is refusing to provide us with these documents as the builder claims that their trade partners provide their trade and insurance information to them and any work carried out in our home is covered under the builder's general insurance.

We do not understand how the builder's general insurance would cover work done by a contractor or technician working for another company?

Also, in order for the builder to qualify for pollution insurance, they would require mold remediation accreditation. General insurance does not cover mold remediation.

The builder is also refusing to provide us with a Work Report from the company that did the mold remediation. This report would confirm the source of the mold after the dry wall and insulation was removed and where the existing moisture is located.

Please advise.

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