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Do I need a permit for this specific renovation?

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Posted by: from Brampton
3/21/2020 at 3:43:04 AM

Plan is to combine two adjacent rooms and make a master with washroom. Work is to be done on the top floor of two storey detached house.

- ORIGINAL door will be used for the entrance to the room. NO new windows.

- Two walk in closets and washroom (sink, toilet, shower and tub) entrance from inside the room only.

- Additional closet for extra storage which will have it's own entrance, new door.

Contractor says there is no need for permit. He is fully licensed and insured.

REPLIES (10)
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Date/Time3/21/2020 at 8:19:39 AM

Good morning

For this type of work you do not need a permit .

I sounds as if there's no load bearing wall in this area.Even if there was,

it would not be an issue

doing the supports needed between the two rooms.

Regards

Paul

U Save Home Renovatio Team

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Vickram from VS Kitchen & Bath in Scarborough
Date/Time3/21/2020 at 8:39:08 AM

You dont not need a permit

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Frank from Reno Force in Princeton
Date/Time3/21/2020 at 9:16:53 AM

You do not require a permit unless this dividing wall is load bearing , however that being said for the cost of a permit to do this work is not so costly having a permit in place enables the building inspectors to come in to review the work and keeps the contractor In check

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Derek from DNM Enterprises in Kamloops
Date/Time3/21/2020 at 9:38:43 AM

Every municipality has different requirements so it is important to check with them. A quick phone call to the city building inspector would be a good idea. Most often if you are not removing a load bearing wall you will not need a permit. That being said if you are moving or changing plumbing and electric items this will require a permit. I'm based in BC so this also could be different but I suspect not. Again a quick call would be best practice. Information is power and will keep you protected.

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Date/Time3/21/2020 at 9:49:49 AM

If the plumbing is new you 100% need a permit

You will also need an ESA permit for the wiring.

You also need a permit to remove walls as they may be load bearing however an engineers report will suffice for that.

Plumbing and electrical must be done by a licensed plumber and electrical contractor or his insurance and yours woyld be void anyways.

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Date/Time3/21/2020 at 10:19:58 AM

Hi Jimmy,

Most of your replies here are pretty good, but they fail to capture any of the ancillary risk.

I understand that load bearing MAY not be an issue, but should an issue related to electrical, plumbing or otherwise arise you home insurance underwriter HAS THE RIGHT to deny a claim if unreported or undocumented changes were made to the home, and there was a peril created or damage caused by those changes, no matter how remote that connection might be.

Insurance company rights of denial for coverage have been getting quite liberal, given the rising volume in claims precipitant from climate change. In my area of Quinte, Ontario, there has been a staggering number of flood damage claims.

This has cut into profits, and caused hyper-sensitivity in insurance coverage eligibility for just about anything at all. They are almost looking for reasons NOT to payout.

So, this type of permit is very inexpensive (Your contractor should have illuminated that fact) compared to the possible cost of an uninsured peril that could be tied to this reno, as I say, load, electrical, plumbing, anything.

The fact that your contractor is insured now does not protect you (or him) from any issue that happens in the future, should he retire or move on to another company. They do not back-insure.

Selling a home that was renovated without evidence of a permit can also present a challenge. Is saving a few bucks worth this? As a builder, I would never buy a used home without doing a permit history check myself. I would not want to buy someone else's headache.

To make a long story longer, your home is possibly your largest and most used investment. An ounce of prevention with an inexpensive permit, or at least a call to your insurer (get any "OK, don't worry about it" type of response in writing via email) to let them know what you are doing.

Hope this helps!

https://www.houzz.com/discussions/2585251/no-final-permits-no-insurance-pay-out

https://www.thebalance.com/should-you-buy-a-home-that-was-remodeled-without-permits-1798258

http://www.nationalpost.com/homes/mike+holmes+permit+make+critical+suggestion/3576575/story.html

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Date/Time3/21/2020 at 11:53:39 PM

In Alberta a minor project such as this would likely not require a building permit (only plumbing and electrical) provided the wall is non-loadbearing. There's a likelihood that the installation of the drain piping could involve modifications to floor structure which may require oversight from the local authority although typically there's only one (final) inspection for a minor reno. Having a building permit would mean that the authorities could be called out if there were concerns regarding such structural modifications.

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Date/Time3/22/2020 at 2:39:19 PM

Hi Jimmy,

I'd assume plumbing and electrical are involved....or at least electrical for sure!!!

Removing a wall requires an engineers report AND A PERMIT.

So YES....absolutely multiple permits are required!

I'd say run from that "contractor". Not good.

Best of luck!

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Date/Time3/23/2020 at 1:17:44 PM

Definitely, this type of projects needs a permit even if the walls needs to be removed is not a structural walls. For sure, you need to get a plumbing permits and that would require a floor plan for sure. Electrical permit / inspections is different and you still need one to be in the safe side. Any good contractor who know what he is doing he can make it with out a permit however to be legally done, it is require a permit for sure.

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Date/Time3/26/2020 at 3:26:02 PM

Yes, you will need a building permit. Most major municipalities now require any framing/drywall removal work to be under permit.

A separate plumbing and electrical permit would be required as well.

If you are unsure if you need a building permit for your project, please contact the City of Brampton Building Division at 905-874-2401

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