In Canada, businesses often need workers' compensation and liability insurance. Workers' compensation provides benefits for work-related injuries, while liability insurance protects against claims from third parties. Workers' compensation is mandatory and covers medical expenses, wage replacement, and rehabilitation. It limits employer liability. Liability insurance is voluntary and covers legal costs and damages for claims of negligence or wrongdoing. It protects against property damage and bodily injury caused by the insured. Understanding these differences helps choose the right insurance coverage. Consult professionals to assess specific needs and comply with provincial regulations.
Read MoreLife happens and while we Canadians settle in for an unknown period of self-isolation, those unexpected emergency repairs and unfinished home renovation projects can't always wait. A few tips showing how TrustedPros can help you and your family stay safe and sound in your home.
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